Protection

THE LEGACY COLLECTION OF LIFE INSURANCE PROTECTION
The Slovak Catholic Sokol Collection of Life Insurance plans provides you with the certainty of a guaranteed amount of death benefit. Our Permanent plans also add the guaranteed rate of return on your cash values and a level premium that is guaranteed to never increase for life.

Term Plans:
TERM TO 30 This plan designed specifically for the youth of our organization. It provides a very low‐cost level premium until the expiry date, which is the anniversary nearest the 30th birthday. The plan can be purchased only in amounts of $10,000, $25,000, and $50,000. At the expiry date, the insured has a guaranteed right to obtain new insurance on a permanent life plan, without proof or declaration.
•	Issue ages are 0 - 22.
•	$10,000 minimum coverage, $50,000 Maximum coverage offered.
•	Premium rates are fixed for entire length of certificate.
•	Convertible to permanent life plan at Age 25 without proof of insurability.
10 YEAR TERM The 10 Year Renewable Term life plan has a premium for ten (10) years. It provides you with the certainty of a guaranteed amount of death benefit. The 10 Year Term is excellent low-cost life insurance protection for short-term needs. At the expiry of the term, the plan can be renewed annually without proof or declaration of insurability, up to age 69, at a higher premium applicable to the attained age at the renewal date. This plan can be converted prior to the policy anniversary following the date that the Insured attains age 65 to a permanent life plan without proof or declaration of insurability. The face amount of the new certificate may be any amount not greater than that of the 10 Year Term Certificate.
•	Premium rates are fixed for the initial 10-year period.
•	Convertible to permanent life plan to Age 65 without proof of insurability.
20 YEAR TERM The 20 Year Renewable Term life plan has a premium for twenty (20) years. It provides you with the certainty of a guaranteed amount of death benefit. The 20 Year Term is excellent low-cost life insurance protection needs. At the expiry of the term, the plan can be renewed annually without proof or declaration of insurability, up to age 65, at a higher premium applicable to the attained age at the renewal date. This plan can be converted prior to the policy anniversary following the date that the Insured attains age 65 to a permanent life plan without proof or declaration of insurability. The face amount of the new certificate may be any amount not greater than that of the 20 Year Term Certificate.
•	Premium rates are fixed for the initial 20-year period.
•	Convertible to permanent life plan to Age 65 without proof of insurability.