Protection

THE LEGACY COLLECTION OF LIFE INSURANCE PROTECTION
The Slovak Catholic Sokol Collection of Life Insurance plans provides you with the certainty of a guaranteed amount of death benefit. Our Permanent plans also add the guaranteed rate of return on your cash values and a level premium that is guaranteed to never increase for life.

Permanent Plans:
LEGACY LIFE Legacy Life is an Ordinary Whole Life which offers the greatest amount protection for the smallest premium
•	Issue age 0 - 80.
•	$5,000 minimum coverage offered.
•	While premiums are payable for life, you may stop your payments early (for example, at retirement) and elect a reduced benefit that is fully paid-up.
•	When purchased at an earlier age, the Legacy Life certificate creates a substantial - and guaranteed - cash accumulation in later years.
•	The guaranteed cash accumulation can provide additional income during retirement.
•	Since the Legacy Life accumulates cash value the certificate’s cash reserves can be used for personal or family emergencies.
•	Premiums never go up; they remain constant as long as the certificate remains active.
•	Accidental Death Benefit and Waiver of Premium Riders are available with this plan.
•	Providing your certificate remains active the Insured is eligible to have access to the many Slovak Catholic Sokol Fraternal Benefits.
•	Dividends are available as declared, options include: Paid-up Additions, Cash and Left at Interest.
LEGACY SINGLE PREMIUM This plan provides a fully paid certificate at a great savings for the life of the certificate holder. It provides you with the certainty of a guaranteed amount of death benefit, and a guaranteed rate of return on your cash values. This plan is ideal for young people, and useful for adults that either prefers to have their life insurance prepaid or using for wealth transfer.
•	Issue ages are 0 - 90.
•	$5,000 minimum coverage offered.
•	A one-time premium payment and certificate is fully paid-up for life.
•	The guaranteed cash accumulation can provide additional income during retirement.
•	Since the Legacy Single Premium accumulates cash value the certificate’s cash reserves can be used for personal or family emergencies.
•	Providing your certificate remains active the Insured is eligible to have access to the many Slovak Catholic Sokol Fraternal Benefits.
•	Dividends are available as declared, options include: Paid-up Additions, Cash and Left at Interest.
LEGACY 20 With our Legacy 20 life plan premiums are paid for 20 years. After 20 years, the policy is paid-up and will remain in force for the life of the certificate holder. Premiums for the 20 Pay Life plan are higher than for the ordinary life insurance plan, since the premium payments are condensed over a shorter period of time, but the cash value accumulates quicker than the ordinary whole life plan.
•	Issue ages are 0 - 80.
•	$5,000 minimum coverage offered.
•	The certificate is fully paid-up for life providing all premiums are made throughout the twenty year period.
•	The guaranteed cash accumulation can provide additional income during retirement.
•	Since the Legacy 20 accumulates cash value the certificate’s cash reserves can be used for personal or family emergencies.
•	Providing your certificate remains active the Insured is eligible to have access to the numerous Slovak Catholic Sokol Fraternal Benefits.
•	Dividends are available as declared, options include: Paid-up Additions, Cash and Left at Interest.